What People With High Credit Scores Share

MoneyTips

Do you have excellent credit, with a credit score between 801 and 850? If not, it may help to review the common habits of those who do.

A credit score is a single number based on your credit report, which is a history of all your borrowing activities. A higher credit score shows lower risk to creditors, allowing them to offer lower interest rates.

LendingTree recently analyzed credit reports of high-credit-score Americans to look for common threads in their credit profiles. As expected, they closely track the major factors that go into calculating a credit score.

On-time payments are the most important factor affecting credit scores. The average American has ...

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