Credit Reporting Errors: When Legal Action Might Be The Next Step

MoneyTips

If you check your credit report regularly (and you should), there's a reasonable chance that you've come across an error.

A 2012 Federal Trade Commission study of U.S. credit reporting found that upon reviewing their credit reports, one in four consumers identified errors that might affect their credit score. Further, 1 in 20 found errors that might lead to financial impacts, like paying a higher interest rate on an auto loan.

Taylor Kosla, an attorney with Agruss Law Firm, works with many clients who've been impacted by inaccuracies on their credit report. She says, "It happens all the time. And un...

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