Your Rights As An Identity Theft Victim

MoneyTips

Would you know what to do if you discovered that you were a victim of identity theft? Given the massive data breaches over the last few years, it's important that you understand your rights as an identity theft victim – because your odds of becoming one are greater than ever.

"If you find you are a victim of identity theft," says April Lewis-Parks, Director of Education and Public Relations at Consolidated Credit, "you should contact the police, let them know." In addition, file an identity theft report with the Federal Trade Commission at their website. These reports will give you the proof you need to exercise your rights listed below.

The Right to Place Fraud Alerts – You can contact one of the three major credit reporting agencies (TransUnion, Experian, and Equifax) and request that a